Wilmington NC Real Estate Home Buying Tips and $8,000 Home Buyers Tax Credit Tips

New & Improved Homebuyer Tax Credit Video!
Watch & share with your clients the latest featured video explaining the new tax credit on THEwilmingtonMLS.com by clicking on the image below. This video is also available to be watched from the REALTOR® video library at WRAR.com/TV.

New & Improved Homebuyer Tax Credit Video

Still Just Linking the PDF Version of the Working with Real Estate Agent's Brochure?
Offer your clients a new, more innovative way to learn about "agency" with the new Working with Real Estate Agents Video! Simply paste the following link below in your emails, email signatures, and other forms of communications to direct your clients to watch this video at any time on the THEwilmingtonMLS.com.

Direct Video Link:
http://www.thewilmingtonmls.com/tv?bcpid=44283652001&bclid=48340581001&bctid=45765088001

State says Project Prevented 2,500 N.C. Foreclosures
A state foreclosure prevention project has enabled over 2,500 North Carolina home owners to avoid foreclosure and has provided financial and mortgage problem advice to 5,000 more, the North Carolina Office of the Commissioner of Banks said last Monday. Click Here to read more.

Wilmington NC Real Estate New Home Listings, Save on your Taxes and $8,000 Tax Credit Extended

Take advantage of the extended $8,000 Home Buyers Credit Wilmington NC Real Estate Home buyers - See my Wilmington New Homes listings Link below:

http://www.coastalrealtyandmgmt.com/

The Role of Housing in Recession Cycles

Housing plays a substantial role in the U.S. economy. One method of measuring the impact of housing in the economy is to calculate the total amount of capital exchanged in home construction, remodeling, and fees associated with the buying and selling process. Together, this sum is known as the residential fixed investment (RFI). The RFI has averaged 4.8% of the U.S. gross domestic product (GDP) since recordkeeping began in 1947. If you add household-related investments, furnishings and rents to the RFI, the contribution of housing to GDP has averaged about 21% since 1947.

Housing is considered a leading indicator of economic cycles. The housing market will slow in advance of a recession, indicating an economic contraction. Conversely, the housing market tends to expand before the end of a recession. RFI often turns positive one-to-two quarters prior to the end of a recession. In six out of the last nine recessions since 1947, RFI turned positive during or before the final quarter of the contraction.

Wilmington NC Real Estate Tax Credit and Home Sales on the rise

New Home Sales Rise in October
New home sales rose 6.2 percent in October compared to September, according to a report released jointly by the U.S. Census Bureau and the Department of Housing and Urban Development. The increase was 5.1 percent above the October 2008 level.
http://www.realtor.org/RMODaily.nsf/pages/News2009113001?OpenDocument

Brokers: Know the Revised Homebuyer Tax Credit
In early November, President Obama signed legislation that provides a $6,500 tax credit for some current homeowners who buy another home, and also extends the $8,000 tax credit for first-time homebuyers, scheduled to expire Nov. 30, until next spring. While there is a lot of excitement over the extension and expansion of the tax credit, there is also a lot of confusion. Follow the link below for the most common questions regarding the revised homebuyer tax credit. http://www.usatoday.com/money/perfi/columnist/block/2009-11-23-home-tax-credit_N.htm

SEE MY LATEST WILMINGTON NC REAL ESTATE LISTINGS AS WELL AS THE WRIGHTSVILLE BEACH AREA OF NEW HANOVER COUNTY.
http://www.coastalrealtyandmgmt.com/

Wilmington NC Real Estate - Wrightsville Beach Property $8,000 Tax Credit Extended for new home buyers

GREAT News Wilmington NC home buyers. The government had just extended the $8,000 Tax Credit for new home buyers until April of 2010. Now's the time to sell or buy a new home with drastic savings and extra tax relief. View my site for the newest Property Listing in New Hanover County, Wilmington NC and Coastal NC areas. Beach front Property in Wilmington NC has never been more affordable.

http://www.coastalrealtyandmgmt.com/Featured_Listings/page_163204.html



New Mortgage Rules Proposed for N.C.
The North Carolina Commissioner of Banks (NCCOB) announced today a set of proposed mortgage rules that would protect consumers and reduce foreclosures. A few changes were last made in 2007, but the commissioner of banks now proposes six new rules. "This is the most significant rule making we've done in the mortgage area," said Mark Pearce, NCCOB chief deputy commissioner, in a phone interview Tuesday. The new rules follow in the aftermath of the housing market and mortgage lending crisis.

Wilmington NC $8,000 Home Buyers Tax Credit Extended Through April 30, 2010 - REAL ESTATE AND BEACH FRONT PROPERTY

Earlier today, President Obama signed the Unemployment Insurance Bill, which contains the Homebuyer Tax Credit extension and expansion.

The bill extends the present $8,000 tax credit for first-time home buyers through April 30, 2010. Current homeowners are now eligible for a $6,500 tax credit through April 30, provided they have lived in the home they are selling, or have sold, as principal residence for five consecutive years in the past eight years. If potential home buyers have a binding contract on or before that date, they will have until July 1 to close the transaction.

Income limits for eligible home buyers are expanded to $125,000 for single buyers and $225,000 for couples. The purchase price of the home cannot exceed $800,000. To help guard against fraud, buyers are required to attach documentation of purchase to their tax return.

Click Here to view detailed chart explaining the above modifications to the tax credit. You may also view FAQs by clicking here.

SEE MY NEWEST WILMINGTON NC REAL ESTATE LISTINGS AS WELL AS WRIGHTSVILLE BEACH NC AND NEW HANOVER COUNTY

http://www.coastalrealtyandmgmt.com/

$8,000 Tax Credit Extended Wilmington NC and Wrightsville Beach Real Estate

See my new real estate listings in the Wilmington NC area, as well as beautiful Wrightsville Beach NC - Plus call me about the new extension on the $8,000 New Home Owners Tax Credit. Beach Front Property and land in and around the Wilmington area and New Hanover County area. Free school information and great leisure living in Wilmington NC - Great Retirement Homes with beautiful views.

http://www.coastalrealtyandmgmt.com/

Wilmington NC Real Estate $8,000 Tax Credit EXTENDED For New Home Buyers Buying A New Home

WASHINGTON — Senators agreed Wednesday to extend a popular tax credit for first-time homebuyers and to offer a reduced credit to some repeat buyers.

The tax credit provides up to $8,000 to first-time homebuyers but is set to expire at the end of November. The Commerce Department said Wednesday that new home sales fell 3.6 percent in September, and some industry representatives blamed uncertainty about the tax credit.

Senators agreed to extend the existing tax credit for first-time homebuyers while offering a reduced credit of up to $6,500 to repeat buyers who have owned their current homes for at least five years, said Regan Lachapelle, a spokeswoman for Senate Majority Leader Harry Reid, D-Nev.

The tax credits would be available to homebuyers who sign sales agreements by the end of April. They would have until the end of June to close on their new homes, according to a summary of the legislation being circulated among lawmakers.

Wilmington NC Real Estate and Wilmington NC Homes - Beachfront Property

See my latest Real Estate listings in and around the Wilmington NC and Wrightsville Beach area. New homes, beachfront property, ocean views. a New living in Wilmington NC lifestyle awaits you. See my site for property tax information in New Hanover County, the best schools and things to do in Wilmington NC - Plus my new addition of great furniture shopping boutiques and cost saving discount furniture shopping in Wilmington NC. Leather Sofas, Bar Stools, Kids Furniture - designer pieces for less. Delivery to Jacksonville NC , Wilmington NC, Charlotte and Raleigh NC.

http://www.coastalrealtyandmgmt.com/

Wilmington NC Real Estate Listings Newest properties available Wrightsville Beach and Ocean Views

See my latest Real Estate listings in and around the Wilmington NC and Wrightsville Beach area. New homes, beachfront property, ocean views. a New living in Wilmington NC lifestyle awaits you. See my site for property tax information in New Hanover County, the best schools and things to do in Wilmington NC - Plus my new addition of great furniture shopping boutiques and cost saving discount furniture shopping in Wilmington NC. Leather Sofas, Bar Stools, Kids Furniture - designer pieces for less. Delivery to Jacksonville NC , Wilmington NC, Charlotte and Raleigh NC.

http://www.coastalrealtyandmgmt.com/Featured_Listings/page_163204.html

http://buyitnowfurniture.com/

Wilmington NC Realestate - Wrightsville Beach Property $8,000 Tax Credit For Home Buyers - Leather Sofas and Wilmington NC Dining Rooms Buying Tips

Shopping Tips To Furnish Your New Home in Wilmington NC . One of the Largest selections of Leather Sofas in Wilmington North Carolina - Discount Prices and a large Outlet Shopping selection on line. Nationwide White Glove Delivery. We make shopping on line easy and fun - plus you'll save a great deal of money.

20 New Leather sofas just added to our site - 15 New Wrought Iron Beds and Lea Youth Bedroom Groups and American Drew Dining Rooms. Most Bar Stools in-stock for immediate delivery.
TV Stands and Bakers Racks

Delivery to The coast of North Carolina - New Bern NC and Wilmington NC as well as Nationwide Delivery.

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New Home Listing in Wilmington North Carolina and Wrightsville Beach. Buying A Home In Wilmington is easy with the soon to expire $8,000 Tax Credit for New Home Owners in Wilmington NC. Realestate and Beach Property in North Carolina.

Wilmington NC Property New Listings 2009 - Plus $8,000 Tax Credit To Home Buyers

Time is running out to take advantage of the governments $8,000 Tax Credit to new home buyers in Wilmington and Wrightsville Beach NC. See the newest up-to-date home property listings in the area, plus home buying tips on my web site.

http://www.coastalrealtyandmgmt.com/

(ARA) – You narrowed the long house-hunting search down to your favorite option, made an offer the homeowners couldn’t refuse, and are well-positioned to take advantage of that $8,000 first-time home buyer federal housing tax credit. All that’s left to do is move in.

But the excitement of making a home your own can dim the first time you open a cabinet door or look in the oven to realize not everyone shares the same commitment to good housekeeping.

Whether cleaning your new home before moving in, or looking for a way to juggle the increase in housework that comes when you move from an apartment to a larger condo or single-family home, tidying up your environment doesn’t have to be a tough or expensive task. Moving into a new place is a great time to start fresh, breaking out of old routines and trying different things, including living a more natural lifestyle at home. Courtesy of ARAcontent

Wilmington NC $8,000 Tax Credit For New Home Buyers Ends Soon

This incredible $8,000 Tax Credit for first time home owners will end soon. Wilmington NC and Wrightsville Beach NC has seen a dramatic decrease in home and land prices, making it the ideal time to invest in land or home ownership. See a complete listing of new homes and land in the New Hanover area including Wilmington and Wrightsville Beach.
Living at the beach has never been more affordable. Also join me on my blog as I post some of Wilmingtons best kept secrets in home furnishings shopping, boutiques and fine eateries in the area. Wilmington NC Real Estate news and home buying tips also available.
Coastal Wilmington North Carolina's Real Estate Headquarters for the best deals in real estate and beach front property.

http://www.coastalrealtyandmgmt.com/Featured_Listings/page_163204.html

Vacation rental in Carolina Beach Plus Wilmington and Wrightsville Beach NC

AFFORDABLE Rentals in Carolina Beach NC and real estate listings

Location: Carolina Beach, Southern Coast, Coastal, North Carolina, USA

Accommodations: Condominium, 1 Bedroom + Convertible bed(s), 1.5 Baths (Sleeps 4)

Completely renovated, Beach/Ocean View, non-smoking, 1 bedroom, 1.5 bath condo at Carolina Beach. Located in the desirable and well-established Seascape complex including a private pool. This unit offers two decks with outstanding views of the beach, ocean, and pool!

EVERYTHING has been remodeled and is brand new! Tile floors throughout, designer kitchen with stainless steel appliances, flat screen televisions in both the living and bedroom, gorgeous furniture, including a queen bed in the bedroom, a sleeper sofa in the living room, in-unit washer and dryer and much more.

You will enjoy the ease of getting to and from the beach...and appreciate the less crowded area. Minutes away from: The North Pier, Pleasure Island Boardwalk, restaurants, shopping, nightlife, Zoo, Waterpark, Fort Fisher Ferry and Aquarium.

There is also a weekly outdoor family movie on the lake and fireworks on Thursday nights. This unit really has it ALL with easy access to Wilmington (Historic Downtown), Carolina Beach, and Kure Beach and all the fun all three have to offer

Homeowner Concerns in Wilmington NC

Buying a home in Wilmington NC and Home Owners News

Consumer Economic Protection Act of 2009
SB 974, introduced by Sen. Tony Rand (D-Cumberland), is an effort to protect the owner during the foreclosure of their primary residence. Among other things, it allows the clerk of court to delay a foreclosure proceeding where the clerk finds that there is good cause to believe that additional time or additional measures have a reasonable likelihood of resolving the delinquency without foreclosure. The bill passed both the House and Senate.

Real Estate, Wilmington NC

If you're Buying or selling, it is important to search listings in several different categories. Available Homes, sold homes in your price range, sold homes meeting your criteria, zip code... To search current listing go to www.thewilmingtonmls.com or www.coastalrealtyandmgmt.com To search sold listings contact me, 910-512-3112. There are only two reasons a home doesn't sell, price and promotion. A through search can help sell your home or in the buyers case help you achieve the ultimate goal, to purchase a home but to purchase it, at a fair price.

First-Time Homebuyer Credit For Homes In Wilmingtoin NC

Wilmington NC and Wrightsville Beach Realestate

The First-Time Homebuyer Credit, originally passed in 2008 and modified in 2009, provides up to $8,000 for first-time homebuyers. The purchaser, however, must qualify as a first-time homebuyer, which for purposes of this credit means someone who has not owned a primary residence in the past three years. If the taxpayer is married, this requirement also applies to the taxpayer’s spouse. The home purchase must close before Dec. 1, 2009, to qualify, and the credit may not be claimed on the purchaser’s tax return until after the taxpayer closes and has purchased the home.
Different rules apply for homes bought in 2008.

Wilmington NC Real Estate for Sale Reduced Listings Tammy Sanders

Want to check out Wilmington listings and surrounding areas? Click the link below and call me with any questions. It's easy and fun. http://www.thewilmingtonmls.com/

Short sale in Wilmington NC $209,000 Real Estate Listings Reduced

This incredible home features 3 BR, 2 Baths with a FROG. New paint, stunning hardwoods, and many upgrades. Open Floor plan, perfect layout for parties. Formal dining room, tiled breakfast nook and kitchen. Large living room with fireplace and oversized garage. Home is wired to provide electric to entire home via generator should you loose power in a storm. Expansive back yard with privacy fence, outside speakers, hot tub pad and wiring, boat parking pad, and landscape sprinkler system.

Wilmington NC Real Estate Tax Credit

Don't forget the North Carolina Real Estate Tax Credit of $8,000 ends soon and buyers must close by december 1, 2009. Take advantage now and reduce your home purchase costs by $8,000. See my newest home listings in coastal North Carolina and New Hanover County.
http://www.coastalrealtyandmgmt.com/

Wrightsville Beach New Property Listings Coastal NC Living Tips- Join us New Jersey and New York City Residents

See my new Coastal North Carolina real estate listings in Wilmington NC and New Hanover County. Affordable homes in and around the beaches of a beautiful city. Enjoy mild climates and lots of fine dining.
http://coastalrealtyandmgmt.com/

Community Networking

What is community Networking?


The more you buy the more you save.
It’s a term I came up with as I ran in my community. I saw carpet installers, Heat and Air Contractors, Lawn Service, trash pick up just to name a few, all working diligently to complete the days work. What great negotiating power we have as a community, to reduce the cost of services. Instead of ordering carpet for one home, how much of a discount could we get for 4 homes? How far do you want to take this? New heat pumps, fencing, attorney fees for closings. Termite contracts. How much of a discount could we get if we were united? You get the point. Lets face it, our homes are getting to the age where they may need new heat pumps, carpet…I'm up for saving money any day.

I realize these concepts may not work for everyone but for the ones who think it’s a good idea, contact me and we can discuss the process in more details.

$8,000 Tax Credit To New Home Buyers in Wilmington NC UPDATED NEWS

Now's the perfect time to buy a new home while the federal government is allowing a $8,000 Tax Credit for New Home Buyers. But hurry this Tax Credit offer ends soon, buyers must close by Decmber 1, 2009. Wilmington NC has the perfect climate and affordable cost of living to make home ownership a dream come true. See my current real estate listings in Wrightsville Beach NC and Downtown Wilmington NC.
http://www.coastalrealtyandmgmt.com/

Wilmington NC Homes $8,000 Tax Credit For Home Buyers - Outdoor Patio Furniture and Bar Stools

A Friendly Reminder to First-Time Homebuyers: Hurry for $8,000 Tax Credit
It’s mid-July now and in order for first-time homebuyers to qualify for the government’s $8,000 gift in the form of a tax credit, they must close by December 1, which is less than five months away!
Buyers should ideally have a purchase contract signed by early October, so they have 45 to 60 days to arrange financing and safely close the deal.

See me for all new beach listings and coastal north carolina properties.
http://www.coastalrealtyandmgmt.com/

Wilmington NC furniture shopping on line with nationwide delivery and large selection of famous name brands at discount prices. Bar Stools, Pub Tables, Copper Tables, Leather Sofas, Dining Rooms and more...
http://buyitnowfurniture.com/

Home Buying Tips For Wilmington NC, The Best Schools in Wilmington NC

See my web site for the latest home listing in Wilmington NC and New Hanover County, plus now see my daily blog on the areas best schools and property tax information for the county and surrounding areas. Plus all the fun things to do in Wilmington NC.
http://coastalrealtyandmgmt.com/

Also the areas best deals on Fine Furniture and easy online furniture shopping at
http://buyitnowfurniture.com/

Iron Bar Stools, Wood Bar Stools and Outdoor Patio Furniture for less, delivered Nationwide to your home. New TV Stands and Beach Rockers.

NC Design Tips Jacksonville NC Real Estate and Designing with Wrought Iron Furniture and Bar Stools

Making Small Spaces Work

Small rooms are more exciting and spacious when the furnishings are not oversized.

TIP: Use an ottoman as your cocktail table (it adds seating function and uses less space than most tables).

Space saving cool ideas

TIP: Large mirrors can add the illusion of added space – in bathrooms try hanging two separate mirrors over your 2 sinks instead of one large mirror, it breaks the space nicely and accents your wall color.

Wrought Iron makes a great addition to any room, especially the dining room, to add a touch of nostalgia or rustic blending. You can easily add an iron bar stool or pub table to the mix and have a functional and eye pleasing smaller dining area. There are many, well made wrought iron sources in North Carolina. selling quality wrought iron at Discount Prices.
http://buyitnowfurniture.com

Residents of Jacksonville North Carolina if your thinking about buying property in Wilmington NC, see my latest real estate listings in Wilmington NC and Wrightsville Beach NC - living in Wilmington has never been more affordable.

http://www.coastalrealtyandmgmt.com/

Home Design Tips with Wrought Iron Furniture and Wrightsville Beach NC Real Estate

Making Small Spaces Work

Small rooms are more exciting and spacious when the furnishings are not oversized.

TIP: Use an ottoman as your cocktail table (it adds seating function and uses less space than most tables).

Space saving cool ideas

TIP: Large mirrors can add the illusion of added space – in bathrooms try hanging two separate mirrors over your 2 sinks instead of one large mirror, it breaks the space nicely and accents your wall color.

Wrought Iron makes a great addition to any room, especially the dining room, to add a touch of nostalgia or rustic blending. You can easily add an iron bar stool or pub table to the mix and have a functional and eye pleasing smaller dining area. There are many, well made wrought iron sources in North Carolina. selling quality wrought iron at Discount Prices.
http://buyitnowfurniture.com

Plus see the latest real estate listings in Wilmington NC and Wrightsville Beach NC - living in Wilmington has never been more affordable.

http://www.coastalrealtyandmgmt.com/

Things to do in Wilmington NC and Hot Real Estate Investments

Enjoy downtown shopping at the 1.5 mile Riverwalk. Downtown Wilmington NC has some of the coolest shopping, with lots of small boutiques and great places to find unique gifts. The Cotton Exchange is has a vast number of places tucked away down every little alleyway and street. You can easily get ice cream at one corner and purchase fine jewelry at another. Plus, an easy walk going south, is a fun river boat ride on the Henrietta III or the Capt. J.N. Maffitt.

Also, don't miss the adventurous and scary downtown wilmington Ghost Walk, held each night. Interested parties or individuals can meet down at the wilmington waterfront and be taken on an adventurous, ghost laced walk through some of the oldest parts of the city.

When you've experienced some of the fun things wilmington nc has to offer, you'll easily see why so many people have chosen to live near and around this beautiful city. If you're ever in the market for affordable, prime real estate in wilmington nc, visit my web site and let me help you with any questions or we can spend the day viewing homes.

http://www.coastalrealtyandmgmt.com/

Woods Edge Road Community Wilmington NC Real Estate Agent

Greetings,

Did you know you have a Wilmington NC Realtor living in your neighborhood? Allow me to introduce myself. I’m Tammy Sanders of Coastal Real Estate and Management Company and I live in the Woods Edge Community on Woods Edge Road. You may have recognized me running with my little dog Bambi Jo, driving through the neighborhood in my white convertible or received my yearly calender.

Not only have I been a licensed Real Estate Agent for over 23 years but I live, own and have investment property in the Woods Edge Community of Wilmington NC . Who would know or care more about our community, than a person who lives there. I'm also on site daily and have weekly OPEN HOUSES, which always result in more showings in the Woods Edge Community.

· What are properties listing for but more importantly what are they selling for?

· How long are properties staying on the market?

· Statistically what has the market done over the 3- six months?

· Does my home qualify for the USDA loan and how will that make for a quicker sale?

If you have any questions or would like to talk about the market, please give me a call or e-mail me at tsanders403@ec.rr.com. to receive recent sales reports or neighborhood updates.

I look forward to working with you.

New Hanover County Great Wilmington Real Estate Buys

Looking for fun things to do in the beautiful city of Wilmington NC or looking for New Homes for sale in Wilmington NC. See our updated blog each day, for buying tips and great places to shop and get to know Wilmington NC and our coastal community. Fine Furniture shopping for bar stools and pub tables, plus designer news and tips on giving your home a makeover.
http://www.coastalrealtyandmgmt.com/Featured_Listings/page_163204.html

Exciting News - Buying A Home In Wilmington NC Just Got Easier

Good day Wilmington NC, inviting everyone to visit our updated real estate blog and up to date property listings in and around the beautiful city of Wilmington. Postings will include new listings in New Hanover County and surrounding areas. Now's the perfect time to buy a new home, while the interest rates are still low.

See me for all you real estate needs as well as some really nice shopping tips in Wilmington NC.

http://www.coastalrealtyandmgmt.com/Featured_Listings/page_163204.html

Wilmington NC Home Values and Updating Your Home For Less

Home Buying Tips and New Ways to update the look of your home with my new POST on Home Furnishings Delivered to your home. See my Wilmington NC Real Estate Listings at:

http://www.coastalrealtyandmgmt.com/

Check back often for summer things to do in Wilmington and Wrightsville Beach NC.
Enjoy your summer!

Wilmington NC Real Estate - TAX CREDITS To Home Buyers

http://www.coastalrealtyandmgmt.com/

This year, many first time home buyers will enter the real estate market to buy a home. One of the main reasons for this is the phenomenal $8,000 tax credit available to first time home buyers. If a home buyer completes the purchase of a property between January 1, 2009 and December 1, 2009, he or she is eligible for this credit.

The U.S. government's definition of first time home buyer has an expanded meaning, too. According to the National Association of Realtors, "A person is considered a first-time buyer if he/she has not had any ownership interest in a home in three years previous to the day of the 2009 purchase."

The $8,000 tax credit is applied to the Adjusted Gross Income (AGI) on a tax return. Single taxpayers must make under $75,000 and married filing jointly taxpayers must make under $150,000 to qualify for the tax credit. The first time home buyer tax credit is applied directly to tax liability, and if liability is less than a credit, a refund check is issued. The home purchased must be worth $80,000 to qualify for the full credit. If the property purchased is less than $80,000 the taxpayer will receive a 10% credit on purchase price.

A study of my own real estate market in 2008 which includes Richmond, Williamsburg, James City County, York County, Newport News, Hampton and Yorktown revealed that prices have fallen from 15-17% depending upon the location. This decline in pricing makes buying a home even more affordable for the first time homebuyer. Some homebuyers who purchase property this year could end up with equity in the home right away, depending upon how deeply the seller has discounted the property.

A popular way for homebuyers to try to save money is to locate foreclosed properties. I recommend that first time homebuyers avoid the purchase of foreclosed properties. Many of these properties need to be fixed or updated. The only exceptions to this would be if a homebuyer is in the building trades or has excellent resources in hand in which case he or she might want to consider foreclosures.

Short sales are also becoming more numerous. A first time home buyer could potentially save a great deal of money by purchasing a short sale property. However, they must be patient. This means a first time home buyer may have to wait from six to nine months for the banks' decision about the short sale. After waiting so long, some short sales will not even come through, and the buyer has to start all over again. Many people looking for their first homes do not have the time or the patience for short sales, either.

There are two great government lending programs in place now and both require good FICO scores. The first is the 3.5 % down Federal Housing Authority (FHA) loan. Greg Caldwell, a Mortgage Banker with Old Virginia Mortgage, Inc. said, "The first time home buyer may qualify for this loan with a credit score of 620 or more. The second is 100% financing -- still available on VA Loans." With many of our service men and women returning from Iraq this year, VA Loans could once again provide a great financing option for those who served our country.

First time home buyers need to avoid a common pitfall in the home buying process. As they drive through a desirable neighborhood, often buyers will see a property they are interested in and telephone the listing agent to ask questions about it. Then the potential buyer will ask the listing agent to represent them. This is considered dual agency, which means the listing agent becomes the buyer's agent on that particular property, too.

It's not a sound idea to have the listing agent represent you on the purchase of your first home. More objectivity is lent to the buying process if the first time home buyer locates a buyer's agent on their own, and initiates the search (or telephone inquiry about the property) through their agent. A buyer's agent will have the purchaser's best interests at heart.

With all of the recent changes in tax laws, property pricing, and government assisted lending programs, the first time home buyer should be enticed to purchase a home this year.

Article Source: http://EzineArticles.com/?expert=Elaine_VonCannon

Selling Your Home In Wilmington NC - Tips and Helpful Ideas

http://www.coastalrealtyandmgmt.com/

The trick to selling an older house is increasing its curb appeal. First what is curb appeal? And how do you increase it? Curb appeal is the first impression you get when you look at a house from the roadside. It is either a "wow" or something else less. Of course, we are striving for a "wow"!

Start by checking the roof. If you notice any mold or discolorations, you should contact a specialist in roof washing. Mold on a house will automatically turn off a buyer.

Next, apply a fresh coat of a good quality outside paint, in an eye pleasing color, to the whole house. Accent the window frames with a complimentary shade of paint. Scrub the window panes until they sparkle. Now stand back and admire your evolving house.

Trim the existing shrubbery around the house, discarding all dead ends. Be sure to plant new shrubbery wherever it is needed. Remove any unsightly weeds. Now here is where you can dress up your house with flowers. Choose flowers that will enhance the color of your newly painted house. Planting small groups of similarly colored flowers together will enhance their "wow" factor. Three or four different colored flowers, when planted in individual groups, will do wonders for your yard.

Last, but not least, the lawn must be well trimmed. Reseed bare spots, if there are any. Don't forget to trim close to porches, flower beds, driveway edges or any other spot the lawnmower can't reach. Now, stand on the curb and experience the "wow" factor. Your house is now ready to be listed on the least expensive, most reliable house selling service, the Flat Fee MLS database.

John is the author of Flat Fee MLS articles for Flat Fee Listing. You can find more information at Flat Fee Listing.

Article Source: http://EzineArticles.com/?expert=John_R_Roberts

Follow Me On Twitter - wilmingtonhomes@twitter.com - Real Estate Buying Tips In Wilmington NC, Buying A Home In Wilmington NC

Hello Wilmington North Carolina! Now you can follow me on TWITTER at
wilmingtonhomes@twitter.com
For latest Wilmington Real Estate News and Listings and always check my blog
for fun things to do in Wilmington NC.

Wrightsville Beach Real Estate and Wilmington NC Real Estate News and Updated
New Hanover County Property Tax Information and Wilmington NC mortgage companies and Wilmington NC Real Estate Lawyers

Home Buying Tips In Wilmington NC
http://www.coastalrealtyandmgmt.com/

Interest Rates On The Rise - Buy Now Wilmington NC Real Estate - New Hanover County Beaches

Now's the time to invest in the real estate market. Interest rates are at an all time low, but are slowly rising in response to the slowed economy. Its definitely a buyers market in Wilmington NC Real Estate listings. Prices have dropped over the past year and buyers have a large inventory to choose from in Wrightsville Beach, Wilmington NC and New Hanover County.

New Hanover County still has a modest tax rate on property taxes when compared to other coastal areas like New Jersey Real Estate and New York Hampton's Real Estate.

See our newest Wilmington NC beach front real estate listings and downtown Wilmington NC property listings.

http://www.coastalrealtyandmgmt.com/Featured_Listings/page_163204.html

Outdoor Fun And Summer Time In Wilmington Things To Enjoy

Summer has arrived and Wilmington is the perfect place to live and vacation with lots of things to do and enjoy. We have a beautiful downtown Wilmington nc waterfront community with shops, places to dine and lots to do. You can spend the day shopping at the Cotton Exchange, dine for lunch at Paddy's Pub and finish off the evening with a Wilmington Walking Ghost Tour.

Plus Wilmington has a beautiful and mild climate, great fro spending time outdoors, at the beach or by your own personal Wilmington swimming pool. We have many homes listed that have built-in pools and gardens for you to enjoy. Contact me today for a quick listing of our new Homes.
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HOME BUYING INTEREST RATES are at an all time low - Wilmington NC HOT Properties For Sale

Interest Rates when buying a new home are at an all time low , so entertaining the thoughts of a new home purchase seems more like a reality, than a distant dream. Homes in Wilmington NC have dropped slightly in price, making it the perfect time to consider updating the size of your current home or possibly thinking about purchasing that DREAM HOME In Wilmington NC you've always wanted.

Call today for my updated Real Estate listings in the Wilmington NC area and lets talk about interest rates and Home Financing options available in Wilmington NC.

As Susie Orman would say " Plan For Your Future " and a home purchase in Wilmington NC does just that - making it a great investment for your future.

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Wilmington NC Real Estate and Things To Do in Wilmington NC Cotton Exchange

THINGS TO DO IN WILMINGTON NORTH CAROLINA

Summer is a great time in Wilmington NC and enjoying the downtown historic district makes for a great day of shopping, dining and exploring. The Wilmington North Carolina Cotton Exchange is always a must visit for locals and our friends visiting from out-of-town. The Cotton Exchange has a variety of unique shops and some great dining pubs. Its a day worth exploring. See their web site for more information on this adventurous journey.

http://www.shopcottonexchange.com/

Plus visit our Local Wilmington Farmers Market for fresh fruits and vegetables. Healthy eating makes for a healthy day.

Wilmington NC Riverfront Farmers Market

Saturday, 8:00a to 1:00pm



NEW HANOVER COUNTY ARBORETUM GARDENING OF BEAUTY

New Hanover County Arboretum

6206 Oleander Drive
Wilmington, NC 28403

910-452-6393

http://www.gardeningnhc.org/

The only arboretum in Southeastern North Carolina, this arboretum offers visitors a chance to study native plants and their environment, observe a variety of landscape themes that are particularly suitable to the coastal area, and take part in a wide variety of educational programs.


We Hope you enjoy Wilmington this summer, to see my latest Wilmington NC Real Estate Listings and Homes For Sale in Wilmington NC visit me at:
http://www.coastalrealtyandmgmt.com/Featured_Listings/page_163204.html

Things To Do In Wilmington NC - Buying Fresh Vegetables Buying Local Produce, Buying Green Wilmington NC

Support you local Farmer's' Markets in Wilmington North Carolina and Wrightsville Beach North Carolina. Keep Wilmington Green and buying local produce is a great way stay healthy and guarantee freshness with you meals.

RIVERFRONT FARMERS MARKET
riverfront park in wilmington nc
Saturdays 8 am til 1 pm

WRIGHTSVILLE BEACH FARMERS MARKET
old causeway drive - beside the post office
Saturdays 8 am til 11 am

Wilmington North Carolina Realtors are proud to support or LOCAL FARMERS MARKETS.

WRIGHTSVILLE BEACH NC Real Estate and Wilmington NC Real Estate Tammy Sanders

New property listings in Wilmington North Carolina and Wrightsville Beach North Carolina Real Estate. HOME BUYING TIPS for Wilmington NC - New Hanover County Property Taxes information and Wilmington Star News Style sections and real estate listings in Wilmington NC.

I have some of the most beautiful properties in the Wilmington North Carolina area, call me or visit my site for updated property pictures and reduced pricing in real estate. Homes for sale in Wilmington and Rentals.

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New Real Estate Listings in Wilmington North Carolina, Wrightsville Beach and Oak Island NC - Tammy Sanders

New listings are just in for beach properties, Wilmington homes, condos and beach cottages.
New Real Estate listings in Wilmington North Carolina, Oak Island NC, Holdens Beach NC, Southport NC, Ocean Isle and Figure 8 Island.

Call me for more information:
Tammy Sanders 1-910-512-3112 or see our new YOUTUBE commercial.
Coastal Realty and Mgmt Co.

http://www.youtube.com/watch?v=wCPSqcM4wBY

Wilmington North Carolina Condos For Sale Affordable Beach Getaways

Condos in Wilmington North Carolina are always a good investment. For enjoyment now, and they make a great retirement nest egg one day. Beach front condos in Wilmington North Carolina, as well as inland units, have gone down some in cost, making it the perfect time to invest in beach front property and ocean view property. Property taxes in Wilmington North Carolina are extremely low, compared to other beach towns like real estate in the Hampton's of New York.

Here's one of my featured Wilmington NC Condo properties, but many others are available at:
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Buying A Home In Wilmington North Carolina, Dog Lovers Paradise

As I visited the loop this morning for my daily 2 mile run, I was again reminded how many dog lovers their are in the Wilmington North Carolina area. Buying real estate in Wilmington North Carolina has become mine, and my dogs paradise, with beautiful parks, the water and mild breezes, make running and walking enjoyable. There is so much to do in Wilmington!

If you're a dog lover and looking for real estate - Wilmington North Carolina Real Estate and Wilmington North Carolina Homes will become your paradise as well.

Homes For Sale in Wilmington

Wilmington North Carolina Real Estate, Wrightsville Beach NC Real Estate Buying Tips

Wilmington North Carolina Real Estate and Wrightsville Beach Real Estate has seen a slow down in movement over the past year. The economy has proven again that it dominates decisions of those with more disposable income. The bright side to all this, is that, there's an awful lot of bargains out there. Some prices have been lowered as much as 20% from the original asking price. It's turned into a buyers market.

The economy is slowly improving and now's the perfect time to get back to investing in real estate, before the prices rise again. There's nothing more beautiful that living in the coastal areas of Wilmington North Carolina.

TIP: Buy now for the future, prices have fallen dramatically. New Homes available at reduced prices. The timing is perfect for Buying A Home In Wilmington North Carolina.


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